News & Tips on Personal Financing

Best San Diego Personal Loans for Bad Credit

If you live in San Diego and have bad credit, you may feel like a San Diego personal loan is out of your reach. However, there are lenders in San Diego County, as well as nationwide lenders, who are willing to look outside of the credit score box.

San Diego’s Diamond Estate Luxury Loans (in La Jolla) offers immediate loans based on the value of luxury collateral like diamond jewelry and Swiss watches–regardless if you have good or bad credit. Meanwhile, there are other lenders who will consider other factors, including education, earning potential, and even support from family and friends.

You do not need to resort to a San Diego payday loan, which can carry annual percentage rates in excess of 1,000% and trap you in a borrowing cycle that is hard to escape. Some other options include:

Avant: Offers immediate unsecured San Diego loans from $1,000-$35,000, with a low minimum credit score requirement.

Upstart: Offers fast unsecured loans from $3,000-$35,000, taking into consideration your San Diego job history and education.

Vouch: A good personal loan option ($500-$15,000) in San Diego if you have a co-signer and a minimum credit score of 580.


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