News & Tips on Personal Financing

Best San Diego Personal Loans for Bad Credit

If you live in San Diego and have bad credit, you may feel like a San Diego personal loan is out of your reach. However, there are lenders in San Diego County, as well as nationwide lenders, who are willing to look outside of the credit score box.

San Diego’s Diamond Estate Luxury Loans (in La Jolla) offers immediate loans based on the value of luxury collateral like diamond jewelry and Swiss watches–regardless if you have good or bad credit. Meanwhile, there are other lenders who will consider other factors, including education, earning potential, and even support from family and friends.

You do not need to resort to a San Diego payday loan, which can carry annual percentage rates in excess of 1,000% and trap you in a borrowing cycle that is hard to escape. Some other options include: Read the rest of this entry »

Vintage Watch Market Remains Strong

While many areas of the economy remain weak, the market for vintage luxury watches continues to show strength. This is good news for San Diego residents who are looking to leverage their vintage Rolex or other expensive timepiece for a San Diego personal loan. The enduring popularity of vintage watches is reflected by the results of an October watch auction hosted by Sotheby’s.

The auction drew the attention of watch collectors from around the world, and was comprised of 160 lots, including a number of pieces by Patek Philippe, notably a rare platinum, limited-edition world time wristwatch, with a special green dial honoring Mecca, that was sold $149,000. Read the rest of this entry »

Online San Diego Small Business Loans

Over at NerdWallet there is a new article which provides a good overview of companies which provide online small business loans, all of which are accessible to many San Diego entrepreneurs and small business people. Here is a short recap of the companies that are highlighted.

Dealstruck.com: Get a San Diego small business loan upwards to $500,000 in minutes. Dealstruck combines traditional business loans, asset-based lines of credit, inventory lines of credit, and many other revenue-based loan products to empower you to achieve your San Diego business goals. Read the rest of this entry »